Why Choose Peter Best Insurance Specialist Kit Car Insurance
Established in 1985, as a specialist insurance broker providing insurance for classic cars, we have a passion for everything motorised! Our experienced UK-based sales team take great pride in delivering customer satisfaction and that’s the reason why we have become one of the most trusted names providing specialist motor insurance in the UK.
With access to the UK’s leading non-standard insurance underwriters, we will do our utmost to provide you with the best possible insurance policy to cover you and your kit car.
Call us now on 01376 574000 or submit your details online and we will call you.
Kit cars come in many guises, predominantly sold by manufacturers as a set of parts which are then ‘married up’ with engines and transmission systems from ‘donor’ vehicles. As the name suggests, these are commonly known as ‘Component’ Cars. Kit cars also come in the form of ‘re-body’ cars, meaning the chassis of a standard vehicle has been used and a body kit added.
As you might expect, many kit and replica cars are totally unique which is why choosing the right kit car insurance policy is so important.
Peter Best works closely with the leading UK underwriting companies specialising in non-standard motor insurance. With a choice of over 100 insurance schemes, we tailor your policy for you and your kit car.
Popular kit cars that we cover include Dutton, Tiger, Westfield, Robin Hood, Caterham, Gardener Douglass, Fisher, Marlin, GTM and DNA kit cars. Typical replica cars include Ferrari, AC Cobra, Lamborghini and Porsche.
Before you can insure your kit car you will need to complete a vehicle inspection report (V627/1), have the vehicle examined by the Vehicle and Operator Services Agency and obtain Individual Vehicle Approval.
More information on this can be found at https://www.gov.uk/vehicle-registration/kitbuilt-vehicles.
Your kit car will also need to be registered with the DVLA, so you will need to complete a V55/4 form and apply for a number plate.
When building your kit car it is imperative to photograph and document all stages of the build process so that you can provide proof of transmission, engine and all body details. This will also help when completing the legally required documents.
Peter Best Insurance only provides kit car insurance for vehicles registered and kept in the UK.
Other insurance benefits may include:
Free legal cover – this covers your legal expenses for any legal action you may take as the result of an accident.
Free agreed value – subject to receiving photographs and documentation we will agree the correct value of your kit car so you receive the true value in the event of a total loss claim (less any excess).
Limited mileage discounts – we understand that the lower your mileage, the lower the risk of you being involved in an accident and so adjust the premium you pay to reflect this.
Laid up cover – whilst building or restoring your kit car we can cover the value of the vehicle and its parts (as long as it is garaged at your home address). This includes accidental damage.
Salvage retention – if, in the event of a total loss on your kit car (provided the car can be repaired under legal guidelines), we will permit you to keep the vehicle as part of the claim settlement. Most insurers will settle claims less any excess and the salvage value of the vehicle.
Multi-vehicle discounts – we appreciate that many drivers not only own a kit car but also other ‘daily drivers’ or collectable vehicles. This is why we offer discounts on our multi-vehicle policies. Subject to meeting insurers’ criteria you may well benefit from a lower premium having all your vehicles on one policy with one renewal date.
Foreign use – our kit car policies include 90 days EU cover, allowing you to enjoy driving your kit car throughout Europe.
Optional covers may also include protected no claim bonus and provision for breakdown and recovery.
If you require track day use for your kit car Peter Best works closely with our sister company, Grove & Dean Motorsport, who can assist you. Call them on 01708 606 768 or visit at www.grove-dean-motorsport.com/