Why Choose Peter Best for Your Car Insurance?
Tailor-Made Coverage: From classic to supercars, we offer flexible policies that meet the specific needs of unique vehicles and individual drivers.
Money-Saving Insurance Solutions: We excel in providing affordable car insurance for hard-to-insure vehicles and high-risk drivers, helping you keep costs down without compromising on quality.
Experienced, Trusted Insurer: For over 35 years, Peter Best has specialised in car insurance, earning a reputation for exceptional service and reliable coverage.
Extra Benefits: Our comprehensive policies often include UK and EU roadside assistance, courtesy car provision, cover for personal belongings, and legal expenses—providing you with peace of mind on every drive.
What Does Peter Best Car Insurance Cover?
Our car insurance policies cater to various coverage levels, allowing you to select the best fit for your needs and budget.
Comprehensive Coverage
Our comprehensive car insurance covers all aspects of vehicle protection, including*:
Third Party, Fire, and Theft protection
Accidental damage to your vehicle
Legal expenses coverage
Personal belongings protection within your vehicle
Courtesy car provision while your vehicle is being repaired
Third Party, Fire, and Theft
Ideal for those seeking essential coverage, this policy protects against:
Liability for third-party damage and injury
Loss or damage from fire and theft
Third Party Only
A basic option that fulfills the legal minimum requirements, covering:
Liability for injuries and damages to third parties in an accident
Optional Extras for Your Policy
Our optional extras help you customise your policy to your needs:
Excess Protection: Safeguard against out-of-pocket expenses on fault claims.
Breakdown Cover: Access 24/7 roadside assistance across the UK and EU.
Legal Expenses: Cover legal costs following an accident, ensuring you’re financially protected.
*Policy Terms, Conditions and Exclusions Apply
Peter Best Car Insurance – Specialist Policies for Every Driver and Vehicle
Peter Best Insurance Services has been delivering bespoke car insurance solutions in the UK since 1985, providing tailored coverage for a wide range of vehicles, including classics, high-performance cars, modified cars, and hard-to-insure vehicles. Whether you’re a new driver looking for new driver car insurance, a provisional licence holder seeking learner driver car insurance, or need short-term flexibility with temporary car insurance, we have a policy to suit your needs.
With our experience and commitment to customer satisfaction, we offer policies that protect what matters most on the road at competitive rates. Get a quote today to see how we can safeguard your journey.
Great service, great value.
Peter Best Insurance has been providing insurance cover for Classic Cars since 1985. We now offer a full range of car policies - from comprehensive to third party cover, limited mileage policies and specialist cover - to drivers across the UK. For the finest service, a simple (and quick) online car insurance quote and a genuine enthusiast team, choose Peter Best Insurance.
Comparing the Best Insurance Deals for You
At Peter Best Insurance we have long and trusted relationships with many of the UK’s top insurance underwriters. That means, when you ask us for a quotation on your insurance, we can display various quotes from all of these top providers – allowing you to compare quotes and cover options to find the best policy for your specific needs.
By comparing quotes in this way, not only do you get the peace of mind of being able to see and research your insurance underwriter, using our expertise and relationships, you can choose exactly the right cover for you, your budget, your vehicle and circumstances.
Peter Best Car Insurance FAQs
Car insurance is typically available as third party only, third party fire and theft, or comprehensive cover. Third party cover meets the legal requirement, while higher levels extend protection to the insured vehicle itself. The right level depends on factors such as value, usage and risk tolerance.
Peter Best Insurance Services can help explain the differences and arrange cover that suits individual circumstances.
Car insurance is typically available as third party only, third party fire and theft, or comprehensive cover. Third party cover meets the legal requirement, while higher levels extend protection to the insured vehicle itself. The right level depends on factors such as value, usage and risk tolerance.
Peter Best Insurance Services can help explain the differences and arrange cover that suits individual circumstances.
Comprehensive cover offers broader protection, but it is not automatically the best choice for every driver. The decision depends on how the car is used, where it is kept and the level of financial risk a driver is willing to accept. In some cases, a more tailored approach is appropriate.
Peter Best Insurance Services can help assess which level of cover best matches the vehicle and its usage.
More than one driver can usually be included on a car insurance policy, provided each meets the insurer’s acceptance criteria. Premiums are influenced by the combined risk profile of all named drivers, including age, experience and claims history. It is important that all drivers are declared accurately.
Peter Best Insurance Services can arrange policies where multiple drivers need to be covered.
Premiums are calculated using a range of factors including driver history, vehicle type, location, mileage and how the car is stored. Insurers assess the overall level of risk presented before confirming pricing. Small changes in these factors can affect the premium offered.
Peter Best Insurance Services can help present the risk clearly to insurers when arranging cover.
Breakdown cover is not included with every car insurance policy and may be offered as an optional extra or included within certain levels of cover. Where provided, it can offer roadside assistance or recovery if the vehicle cannot continue due to mechanical or electrical failure.
Breakdown cover can be added to Peter Best Car Insurance Policies as an optional enhancement. Available options include Roadside and Recovery cover, with the ability to add Homestart protection and European breakdown cover for extra protection.
Some policies include a driving other cars extension, but this is not standard and should not be assumed. Where it applies, cover is often limited to third party only and may be restricted by age or other conditions. The policy wording should always be checked carefully.
Peter Best Insurance Services can help confirm whether this feature is included before relying on it.
A claim should be reported to the insurer as soon as possible after an incident, even if all details are not yet available. Insurers will usually request information about the circumstances and any damage or third parties involved. Prompt reporting helps ensure the claim can be processed efficiently.
Peter Best Insurance Services can guide policyholders on the correct steps when notifying a claim.
No claims discount protection may be available as an optional feature on some policies. This can allow a limited number of claims without reducing the discount level, although premiums may still change at renewal. The terms vary between insurers, so it is important to understand how protection works.
Peter Best Insurance Services can arrange policies that include this option where eligible.
Standard car insurance is suited to drivers using their vehicle for everyday purposes such as commuting, shopping or leisure use. It typically applies to vehicles that remain close to the manufacturer’s original specification and do not require specialist cover.
For more complex requirements, Peter Best Insurance Services can help identify when a more tailored approach may be appropriate.
