Specialist Motorcycle Insurance that's specific to your needs
At Peter Best Insurance we pride ourselves, not only on offering great prices, but also at our ability to insure a wide range of motorcycles, including classic motorcycles and modified motorcycles. We offer multi bike policies too.
For motorcycle cover with superb service and a range of excellent policies please get in touch or get a quote online now.
Motorbike Insurance for the UK and Europe
At Peter Best Insurance we tailor each policy to the individual's needs and can offer a wide range of policy benefits including cover if you're looking to take your motorcycle abroad. If you would prefer to speak to one of our insurance advisers we are on hand, Monday to Saturday, and would be happy to talk through your requirements and find the most competitive motorcycle insurance quote for your needs.
Here to Help with your Motorbike Cover
If you would prefer to speak to one of our insurance advisers we are on hand, Monday to Saturday, and would be happy to talk through your requirements and find the most competitive motorcycle insurance quote for your needs.
Comparing the Best Motorcycle Insurance Deals for You
At Peter Best Insurance we have long and trusted relationships with many of the UK’s top insurance underwriters. That means, when you ask us for a motorcycle insurance quotation, we can display various quotes from all of these top providers – allowing you to compare quotes and cover options to find the best policy for your specific needs.
By comparing motorcycle quotes in this way, not only do you get the peace of mind of being able to see and research your insurance underwriter, using our expertise and relationships, you can choose exactly the right cover for you, your budget, your vehicle and circumstances.
Peter Best Motorcycle Insurance FAQs
Motorcycle insurance usually covers liability for injury to other people or damage to their property, and may also include protection for the bike itself against fire, theft or accidental damage depending on the level of cover.
Comprehensive policies generally offer the widest protection, although cover varies by insurer. The level selected should reflect how and when the motorcycle is used.
Motorcycle insurance is typically available as third party only, third party fire and theft, or comprehensive cover. Each level provides a different scope of protection depending on the risks included. The right option depends on factors such as the value of the motorcycle, how frequently it is ridden and the rider’s experience.
Motorcycle insurance can include commuting use, but this must be declared when arranging the policy. Insurers distinguish between social use, commuting and business use, and each carries a different level of risk. Using the bike outside the declared usage could affect cover, so it is important to ensure the policy matches how the motorcycle is actually used.
Some policies may include a riding other bikes extension, although this is not standard and should not be assumed. Where available, it is often limited to third party cover and may apply only under specific conditions. The policy wording should be checked carefully before relying on this feature.
Premiums are influenced by factors such as rider age, licence type, riding experience, claims history and where the motorcycle is kept. The type of bike, its engine size and how often it is used also play a role. Insurers assess the overall risk profile before confirming pricing.
Some policies may include cover for protective clothing such as helmets, leathers or gloves if they are damaged in an insured event. Limits and conditions usually apply, and not all policies include this feature as standard. It is important to check whether protective gear is covered and to what extent.
Breakdown cover is not included with every motorcycle insurance policy and may be optional or included depending on the insurer. Where provided, it can help if the motorcycle cannot continue due to mechanical or electrical failure.
Breakdown cover can be added to Peter Best Motorcycle Insurance policies as an optional enhancement. Available options include Roadside and Recovery cover, with the ability to add Homestart protection and European breakdown cover for extra protection.
More than one motorcycle can often be insured either under separate policies or within a multi bike arrangement, depending on the insurer. This may help simplify administration where several bikes are owned. The structure of cover depends on how the motorcycles are used and stored.
If a motorcycle is stolen, the incident should be reported to the police and the insurer as soon as possible. Insurers will usually request details such as location, time of theft and any security measures in place. Prompt reporting helps ensure the claim can be assessed without delay.
Motorcycle insurance is suitable for riders using their bike for everyday travel, commuting or leisure riding. The policy should reflect the type of motorcycle, how often it is used and the rider’s experience. For more specialist requirements, Peter Best Insurance Services can help identify when a more tailored approach may be appropriate.
