Specialist motorcycle insurance specific to your needs
At Peter Best Insurance we have a wide range of policies for classic bikes (if you are fortunate enough to own more than one classic motorcycle, we can combine all of your bikes on one policy with one premium and one renewal date too).
Bike policies may include discounts for limited mileage or membership of a classic bike club. A free, agreed value service is also available on most of our classic bike policies, (subject to photos of the vehicle being supplied).
Classic Bike Insurance and Vintage Motorcycle Insurance
Peter Best Insurance offers competitive quotes for vintage and classic motorcycle insurance for owners throughout the UK.
Our classic bike insurance policies cater for individual bike owners, through to multi-bike policies and to those with bike collections. Motorcycle Insurance policy benefits may include breakdown cover, agreed value and unlimited mileage cover. Call and speak to our motorcycle insurance specialists.
Comparing the Best Classic Motorcycle Deals for You
At Peter Best Insurance we have long and trusted relationships with many of the UK’s top insurance underwriters. That means, when you ask us for a quotation on your classic motorcycle insurance, we can display various quotes from all of these top providers – allowing you to compare quotes and cover options to find the best policy for your specific needs.
By comparing quotes in this way, not only do you get the peace of mind of being able to see and research your insurance underwriter, using our expertise and relationships, you can choose exactly the right cover for you, your budget, your vehicle and circumstances.
Insurance Discounts for Classic Motorcycle Club Members
We have partnered with some of the best known classic bike owners’ clubs in the UK to offer specialist classic motorbike insurance policies to existing club members. Please take a look in the useful links section where we have listed some of the clubs’ website addresses, as we are keen to support clubs to grow.
Peter Best Classic Bike Insurance FAQs
Classic motorcycle insurance typically covers third party liability and may also include protection for accidental damage, fire and theft depending on the level of cover selected. Policies are often structured to reflect lower mileage and careful ownership. Additional features such as agreed value or specialist repair options may also be available where appropriate.
A motorcycle is usually considered a classic based on its age, condition, rarity and how it is used, although definitions vary between insurers. Many bikes over 20 years old may qualify, particularly if they are well maintained and not used for daily transport. Each case is assessed individually rather than relying on a fixed rule.
Agreed value insurance allows the owner and insurer to set a fixed value for the motorcycle at the start of the policy. If the bike is written off, this agreed figure is used rather than market value. This can be important for classics where condition and originality significantly affect worth. Peter Best Insurance Services can help arrange agreed value cover with appropriate supporting evidence.
Classic motorcycles can sometimes be less expensive to insure, particularly where usage is limited and the bike is stored securely. However, factors such as value, rarity and repair costs can influence the premium. Each policy is assessed on its own merits, taking into account both the motorcycle and the rider.
Classic motorcycle policies are often designed for occasional use rather than daily commuting. Insurers may apply mileage limits or usage restrictions to reflect this. Using the bike outside these terms could affect cover, so it is important that the policy matches how the motorcycle will actually be ridden.
Breakdown cover is not always included as standard and may be added depending on the policy. For older motorcycles, having recovery in place can be particularly useful if mechanical issues occur during use.
Breakdown cover can be added to Peter Best Motorcycle Insurance policies as an optional enhancement. Available options include Roadside and Recovery cover, with the ability to add Homestart protection and European breakdown cover for extra protection.
Restored or modified classic motorcycles can usually be insured, provided all changes are declared. Insurers will assess the extent of restoration, originality and any modifications before confirming cover. Supporting documentation or photographs may be requested to help establish condition and value.
Where and how a classic motorcycle is stored can influence both eligibility and premium. Secure storage such as a locked garage may reduce the risk of theft or damage and is often viewed favourably by insurers. Storage details are typically considered as part of the overall risk assessment.
Owners of multiple classic motorcycles may be able to insure them under a multi bike arrangement, depending on the insurer. This can simplify administration and provide a consistent approach to cover across a collection. Peter Best Insurance Services can help arrange cover for multiple classic motorcycles where appropriate.
Classic motorcycle insurance is suited to owners who treat their bike as a collector’s or enthusiast vehicle rather than everyday transport. These policies are designed to reflect careful use, maintenance and ownership. Where a motorcycle has particular rarity or historical interest, Peter Best Insurance Services can help arrange cover that reflects those characteristics.
