Specialist Motorhome Insurance specific to your needs
As one of the UK's leading specialist motor insurers, Peter Best Insurance has many years of experience dealing with what is known as non-standard motor insurance queries. As a result, we have gained significant experience of motorhome insurance.
As will become clear by reading these short articles, providing cover for motorhomes is a specialist area and requires a dedicated and experienced insurer to ensure, not only that you receive the correct cover but also, of course, that you get the best value for money for your motorhome insurance.
Over the many years in which Peter Best Insurance has been operating we have insured many, many hundreds of motorhome and campervan owners across the UK. These have included classic motorhomes as well as the most current, high spec models. Also, as a result of our work, especially with car clubs and classic car organisations, Peter Best Insurance has developed many contacts and relationships with motor clubs and motorclub members. These include many motor caravan, motorhome and campervan owners and driver’s clubs and we are delighted to be able to offer special discounts to these club members.
So, if you're looking for excellent specialist advice and the keenest prices in the UK for your motorhome policy, contact the experts at Peter Best insurance. Not only are our staff experienced, you'll also find an unhurried and highly professional approach to business. We understand how important your motorhome is to you and how important finding the right insurance cover will be.
Contact us today for a quotation on your motorhome.
It’s also crucial to make the distinction between motorhomes and campervan as they are, in insurance terms, very different vehicles
Motorhome. A motor vehicle built on a bus or truck chassis and designed to serve as self-contained living quarters for recreational travel.
Campervan. This is a van designed as a self-contained home. Campervans are normally smaller than a motorhome and there is generally no divide between the cab and the living quarters.
So, although some campervans may now approach the specifications of motorhomes, the two vehicles are distinct and have evolved and been developed to satisfy different users, different demographics and insurance criteria.
Firstly, when it comes to insurance there is one very important difference; a campervan can sometimes be covered by car or van insurance (depending of course on its specifications) but motorhomes are defined as a motor caravan by the DVLA and need a specialist policy arranged.
That's why it's incredibly important to speak to a specialist motorhome insurance broker like Peter Best who can help you through the process and ensure you find the right policy. When you speak to us will be able to confirm using the registration number of your vehicle whether it's registered as a campervan or motorhome, so don't worry you'll be in expert hands.
What are the main types of motorhome insurance cover?
Motorhome insurance, just like any sort of motor cover, is a specific form of insurance cover but designed for motor homes. Sounds obvious of course but there are some essential differences that you need to be aware of when taking out motorhome insurance. Firstly, your motorhome or classic motorhome may spend a great deal of its life parked up either on your drive or while you're on holiday. Therefore, there are different considerations to be taken into account for the motorhome insurer. Obviously, the area in which you're parked, and the location’s insurance risk may come into play, also the security on the vehicle.
Peter Best Insurance can save you money on your motorhome insurance cover.
But let’s look at other factors which may influence the cost of your motorhome insurance; firstly there's mileage of course. Just like any other insurance, your annual mileage will have an influence on the amount that you pay for your insurance since if you're on the road more there's obviously more risk that you may have to make a claim.
Secondly how do you use your motorhome? Is it used constantly or just for a holiday once a year? Obviously, this makes a huge difference to the potential risks involved. Also, where you park your motorhome or caravan will be important.
No claims discount is also important to the cost of your motorhome insurance. Importantly your no claims history doesn't necessarily have to have been earned while driving your motorhome – your no claims history on your private car may also be taken into consideration.
Of course, one should also remember when taking out motorhome insurance that it may contain many valuable items, these might include a propane gas or electric powered refrigerator, a propane gas or electric oven or grill, perhaps a microwave oven.
There may also be a TV, room heaters and other electrical items so all these items can add up to quite a considerable value when one is considering insurance and, should the worst happen and your motorhome is stolen or lost in a fire, you should of course be able to make a full claim on these items.
Also, in terms of motorhome insurance, it’s worth considering what items may be on the outside of your vehicle and can be stolen, these may include bike racks, solar panels, spare tyres even wing mirrors – we've seen all these items targeted by thieves and therefore should be mentioned when you speak to us, or fill in any online quotation form regarding your insurance.
Peter Best is a specialist in motorhome insurance and so we can cover all sorts of vehicles, not just standard manufacturer model models we cater for individually customized vehicles and all sorts of modifications. Please however let us know every modification that you've made to the vehicle so that we can make sure your insurance adequately covers your situation.
Motorhome Club Members save money on their Motorhome Insurance
Being a member of a motorhome club, caravan club or campervan club will be very important in determining your motorhome insurance cost.
With Peter Best Insurance many owners club members receive discounts on their motorhome insurance. So make sure when you speak to us or when you fill in your online application, that you mention any motor club discounts or memberships that may be relevant to your insurance.
We look forward to hearing from you very soon.
